Bad Credit Personal Loans

Numerous individuals have been looking for info on BBT and their Banking Products. BBT’s is also known as Branch Banking Trust. They were founded in 1872 and have obviously weathered a storm here and there.

I would consider them a mega bank and are headquartered in the south east of the US. They have about $147 Billion in assets. I spoke wih a CSR and was told that checking accounts and savings accounts can be opened over the phone, but CDs require a branch visit. So it seems like they are good for locals only. The BBT CD Rates were quite low anyway, 0.80% APY for a 1-year CD and 1.00% for a 2-year.

However, they do have a $100 bonus on their checking account if you attach Direct Deposit or do 3 Bill pays.

Their FDIC number is 9846.
Phone: 800-BANK-BBT (800-226-5228)
Main Location: Winston-Salem, NC
Rating: 5-stars

I also found another deposit rate at America’s Credit Union. I’m giving you a freebie so if you like what you see, hop on over to their website. The promotional rates aren’t good for IRAs. Membership is open to all. You can either be a current or retired member of the military or join the Association of the US Army ($33).

Americas Credit Union is federally insured by the NCUA. They have a 7-month CD at 2.00% APY, 13-month at 2.15% APY, and a 25-month at 2.50%. Those are really good for this time. They do require $50 to be put into a savings account.

The credit union is federally insured by the NCUA. Currently up to $250,000 through 12/31/13. They have about $344MM in assets and a healthy 7.91% capital ratio. They had a $1.9MM profit for through 6/09. The ratings we use give them 4-stars.

Chris Duncan is a FINRA Registered Representative. He specializes in helping clients find the highest and best CD rates nationwide. His clients include individuals, financial institutions, corporations, and public agencies. They have high IRA CD rates.

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